Property Insurance
Your home and your workplace are usually your biggest investments. We help you protect them properly.
For most families and businesses, property represents the largest investment they will ever make. Property insurance protects that investment against the events that can damage or destroy it — and against the financial disruption that follows.
For homeowners we arrange house owners’ cover for the building itself and householders’ cover for the contents inside it, from furniture and appliances to personal effects. For businesses we arrange office comprehensive policies that bring together cover for buildings, contents, money, glass and electronic equipment in a single, easy-to-manage package.
We take time to understand the property, its construction, its location and its security, and we make sure the values you insure are accurate. Doing this properly at the start is the single best way to avoid disputes and shortfalls if you ever need to claim.
What we can arrange
Cover options at a glance.
Exact terms, limits and exclusions vary between insurers. We’ll walk you through the details of every option before you decide.
Fire & business interruption
Damage to buildings and contents, plus loss of income while your business recovers.
Office comprehensive
A packaged policy for offices covering contents, equipment, money, glass and more.
House owners
The structure of your home, including outbuildings, walls and fixtures.
Householders
Household contents and personal belongings against fire, theft and accidental damage.
Why Symmetric
More than a policy. A partner for the life of your cover.
We compare the market
Your requirements go to insurers whose appetite and capability fit — and we negotiate on premium, excess and terms.
We explain it plainly
No jargon, no hidden clauses. You’ll know exactly what is covered, what isn’t, and what to do if something happens.
We stand by you at claims
From the first call to final settlement, we manage the insurer on your behalf and push for a fair outcome.
Often arranged together
All servicesFire & Engineering
Fire, allied perils and engineering cover for residential and commercial properties, plant and construction projects.
Learn moreAccident & Specialty
All risks, personal accident, money, burglary and fidelity guarantee cover.
Learn moreMotor Insurance
Comprehensive and third-party cover for private cars, commercial vehicles and entire fleets on Zambia’s roads.
Learn more