Marine & Transit
Protection for goods on the move — by road, rail, air or sea — and for the vessels that carry them.
As a landlocked country, Zambia depends on long and complex supply routes. Goods travelling from ports in neighbouring countries, or moving between provinces, are exposed to accidents, theft, hijacking, fire and handling damage at every stage of the journey.
Marine and transit insurance protects the value of those goods from the moment they leave the supplier until they arrive at their destination. We arrange single-shipment cover for occasional consignments, annual open covers for regular importers and exporters, and goods-in-transit policies for businesses moving stock by road within the country.
We also arrange hull cover for commercial vessels and small craft and motorboat policies for leisure users on Zambia’s lakes and rivers. As with every line we place, we help you understand the conditions that apply — such as packing, security and documentation requirements — so your cover responds when it is needed.
What we can arrange
Cover options at a glance.
Exact terms, limits and exclusions vary between insurers. We’ll walk you through the details of every option before you decide.
Goods in transit
Stock and goods carried by road within Zambia, on your own vehicles or a carrier’s.
Marine specific
Cover for an individual shipment of cargo, arranged for a single voyage.
Single inland transit
One-off cover for a specific consignment moving over land.
Marine open cover
An annual arrangement that automatically covers all qualifying shipments.
Marine hull
Physical damage to commercial vessels and their machinery.
Small craft & motorboat
Leisure boats and motorboats, including liability to others.
Why Symmetric
More than a policy. A partner for the life of your cover.
We compare the market
Your requirements go to insurers whose appetite and capability fit — and we negotiate on premium, excess and terms.
We explain it plainly
No jargon, no hidden clauses. You’ll know exactly what is covered, what isn’t, and what to do if something happens.
We stand by you at claims
From the first call to final settlement, we manage the insurer on your behalf and push for a fair outcome.
Often arranged together
All servicesMotor Insurance
Comprehensive and third-party cover for private cars, commercial vehicles and entire fleets on Zambia’s roads.
Learn moreLiability Insurance
Professional indemnity, directors’ & officers’, public, employers’ and cyber liability cover.
Learn moreAgriculture Insurance
Crop, livestock and game-ranching cover for commercial and emerging farmers.
Learn more