Motor Insurance
Cover that keeps you moving — for the family car, the delivery van and the fleet that runs your business.
Symmetric Insurance Solutions provides comprehensive and reliable motor insurance coverage tailored to safeguard both individuals and businesses on Zambia’s roads. Our motor policies extend beyond mere protection against unforeseen accidents; they are crafted to offer genuine peace of mind and financial security every time you turn the key.
Whether you own a single personal vehicle or manage a fleet for your business, we arrange cover that addresses a wide range of risks, including accidental damage, theft, fire and third-party liabilities. Because we work with a panel of licensed insurers rather than one company, we can compare terms, excesses and premiums side by side and recommend the policy that genuinely fits how — and how much — you drive.
Motor insurance is also where most people will one day make a claim. That is when working with a broker matters most: we help you report the incident correctly, assemble the documents the insurer needs, follow up on assessments and repairs, and push for a fair, timely settlement so you are back on the road as quickly as possible.
What we can arrange
Cover options at a glance.
Exact terms, limits and exclusions vary between insurers. We’ll walk you through the details of every option before you decide.
Comprehensive cover
Protection for your own vehicle against accidental damage, fire and theft, together with your legal liability to other road users.
Third party, fire & theft
A middle ground that covers your liability to others and protects your vehicle against fire and theft.
Third-party only
The minimum cover required by law, protecting you against liability for injury to others and damage to their property.
Fleet policies
One policy, one renewal date and consolidated reporting for businesses running several vehicles.
Commercial vehicles
Cover for goods-carrying vehicles, buses and other vehicles used to earn an income.
Optional extensions
Depending on the insurer, extras such as windscreen cover, car hire and excess protection can be added.
Why Symmetric
More than a policy. A partner for the life of your cover.
We compare the market
Your requirements go to insurers whose appetite and capability fit — and we negotiate on premium, excess and terms.
We explain it plainly
No jargon, no hidden clauses. You’ll know exactly what is covered, what isn’t, and what to do if something happens.
We stand by you at claims
From the first call to final settlement, we manage the insurer on your behalf and push for a fair outcome.
Often arranged together
All servicesProperty Insurance
Cover for homes, household contents and offices, including fire and business interruption.
Learn moreAccident & Specialty
All risks, personal accident, money, burglary and fidelity guarantee cover.
Learn moreLiability Insurance
Professional indemnity, directors’ & officers’, public, employers’ and cyber liability cover.
Learn more