Agriculture Insurance
Farming carries risks no amount of hard work can remove. Insurance helps make sure one bad season isn’t the last.
Agriculture is the backbone of Zambia’s economy, yet it is one of the most exposed sectors to forces beyond anyone’s control — drought, excessive rain, hail, fire, pests and disease. A single event can wipe out a season’s investment in seed, fertiliser, feed and labour.
We arrange crop insurance that protects your expected yield or the inputs you have invested, livestock insurance that covers cattle, poultry, pigs and other animals against death from accident and disease, and specialist cover for game ranching operations.
Agricultural risks vary enormously by crop, region and farming method, so we take time to understand your operation before approaching insurers. Where appropriate, we also help you explore how insurance can support access to finance, since lenders are often more comfortable financing a farm whose crops and herds are protected.
What we can arrange
Cover options at a glance.
Exact terms, limits and exclusions vary between insurers. We’ll walk you through the details of every option before you decide.
Crop insurance
Protection against loss of yield or inputs from insured weather events, fire and other perils.
Livestock insurance
Death of insured animals due to accident, illness or disease, subject to policy terms.
Game ranching
Specialist cover for game farms and the animals they hold.
Why Symmetric
More than a policy. A partner for the life of your cover.
We compare the market
Your requirements go to insurers whose appetite and capability fit — and we negotiate on premium, excess and terms.
We explain it plainly
No jargon, no hidden clauses. You’ll know exactly what is covered, what isn’t, and what to do if something happens.
We stand by you at claims
From the first call to final settlement, we manage the insurer on your behalf and push for a fair outcome.
Often arranged together
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Goods in transit, cargo and hull cover for importers, exporters, transporters and boat owners.
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Risk advisory and on-site risk surveys that reduce losses before they happen.
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